(720) 333-7274 Mon–Thu 8–4, Fri 8–12 MT · Castle Rock, CO
Personal Trainers specialty

Accounting for personal trainers and coaches.

Package billing, 1099 income, gym lease/booth rental, online coaching revenue, and the S-corp election that saves successful trainers $5K+ a year.

Get a quote for your personal trainers

Tell us about your business. We reply within one business day.

Thanks — your request is in. Kali or someone on her team will be in touch within one business day. For anything urgent, call (720) 333-7274.
Please enter your name.
Please enter a valid email.

Personal training has the simplest top line of any small business — services billed in packages, sometimes by session, sometimes by month. The accounting wrinkle is on the deduction side: gym rent, equipment, certifications, online platforms, and travel for events all matter, and most trainers we onboard miss real money on year-end deductions.

We work with solo trainers (1099 from gyms), independent trainers with their own client book, and small studio operators.

What we handle

  • Package billing as deferred revenue — recognized as sessions are delivered.
  • 1099 income tracking when training out of a gym.
  • Gym rent / booth rental deductions.
  • Online coaching revenue separated from in-person.
  • S-corp election analysis for trainers above $80K net.
Field note: S-corp at $120K net

A trainer netting $135K from a mix of in-person packages and online coaching was paying full SE tax. We elected S-corp, set salary at $62K, and ran the rest as distribution. Year-one savings after carry: $7,400.

If / Then

If you net under $60K, stay on Schedule C.
If you net $80K+, run S-corp math.
If you sell packages, deferred revenue is required.

The Bottom Line

Real revenue per session, real deductions captured.

From $250/month for solo trainers.

Frequently asked questions

Should I be an LLC?

Yes — single-member LLC at minimum for liability protection. S-corp election layers on top once income justifies.

Online coaching tax?

Service revenue, generally not subject to sales tax in CO.

Gym rent deduction?

Yes — fully deductible business expense.

Software?

Trainerize, TrueCoach, Mindbody. Sync to QuickBooks.

Reviewed by

Kali Gilliland · Founder & Lead Accountant

Kali Gilliland is the founder of TBA & Associates and has spent more than a decade serving small businesses across the Denver metro and Colorado Springs corridor. She handles everything from monthly bookkeeping to multi-state tax planning, with a long-term client roster that goes back 10+ years.

Ready for an accountant who picks up the phone?

Get a quote in under 24 hours. No long contracts, no jargon — just clean books and honest tax planning from a Denver-area firm trusted by small businesses for more than a decade.