Insurance agent and agency accounting.
New-business commission, renewal/residual income tracking, S-corp election timing, and the agency-valuation books a producer needs to sell or buy a book.
Get a quote for your insurance agents
Tell us about your business. We reply within one business day.
Insurance carries a unique revenue mix: new-business commission (one-time at policy inception) plus residual/renewal commission (recurring as long as policies stay in force). The recurring side is the asset value of the book. Books for a producer or agency need to make the recurring revenue visible — not just lump it with new-business income.
We work with independent producers, captive agents, and small agency owners.
What we handle
- New vs renewal commission tracked as separate revenue lines.
- Residual income reporting for book valuation.
- S-corp election for producers netting above $100K.
- Agency P&L when employees are involved.
- Book valuation support for buy-sell or transition planning.
An independent agent preparing to sell a book had two years of clean recurring revenue reporting. The buyer paid a 2.4x multiple on annual residual — vs the typical 1.8x for agents whose books are not cleanly documented. The cleanup paid for itself many times over.
If you write new business but ride mostly on residuals, recurring revenue is the metric to track.
If you net $100K+, run S-corp math.
If you plan to sell your book in 3-5 years, book hygiene matters now.
Real recurring revenue, real book value, real tax planning.
From $400/month.
Frequently asked questions
Sales tax on insurance?
Insurance commissions are not subject to sales tax.
S-corp benefit?
Yes — material savings above $100K net. We model the math.
Software?
Applied Epic, EZLynx, AMS360. Sync to QuickBooks.
Book valuation?
2-year clean recurring revenue history is what most buyers look for.